7 Best Home Warranty Companies of May 2025
Home warranties are a valuable service that can help cover the cost of repairs or replacements for major household systems and appliances. These warranties typically last for one year, with the option to choose different term lengths. When considering a home warranty, it’s important to understand the coverage, service fees, and other factors that can influence the cost.
Most home warranty companies offer plans for either home systems, appliances, or a combination of both. Service call fees typically range from $60 to $150, and there is usually a waiting period before coverage starts, which can be around 30 days. Prices for home warranty plans can vary, with monthly premiums ranging from $19 to $95.
When choosing a home warranty company, it’s essential to consider factors such as coverage, policy exclusions, pricing, and quality of customer service. Some of the top home warranty companies in 2025 include 2-10 Home Buyers Warranty, AFC Home Warranty, American Home Shield, Cinch Home Services, First American Home Warranty, Liberty Home Guard, and Select Home Warranty. These companies offer a range of plans with different coverage options and service fees.
It’s important to review the contract carefully before signing up for a home warranty to understand what is covered, coverage caps, and any exclusions. If a claim is denied, it’s crucial to review the denial letter, gather documentation, and consider filing an appeal if necessary. Home warranty contracts may be voided if there are unauthorized repairs or modifications, improper maintenance, home improvement projects, or other factors.
Overall, a home warranty can be a valuable investment for homeowners, providing peace of mind and financial protection against unexpected system or appliance failures. By choosing a reputable home warranty company and understanding the terms of the contract, homeowners can ensure they are adequately covered in case of a breakdown.
