Best Banks for Digital Investing for 2026

Digital investing has become increasingly popular in recent years, with many banks now offering their own platforms for customers to grow their investments alongside their savings. These platforms provide users with a centralized place to manage their finances, with familiar interfaces and a range of features to cater to different needs.

One such bank that stands out for digital investing is Wells Fargo, specifically through its WellsTrade platform. With a user-friendly interface and the ability to trade fractional shares, WellsTrade is ideal for both new and experienced investors. The platform allows customers to purchase stocks trading at high prices without breaking the bank, making it accessible to a wider range of investors. Additionally, WellsTrade offers a variety of fixed-income instruments and mutual funds, with no trading fees or account minimums.

Ally Bank’s Ally Invest platform is another strong contender in the digital investing space. With a Robo Portfolio account starting at just $100, passive investors can take advantage of Ally’s diversified exchange-traded funds. The platform’s robo-advisor tool combines human design with digital automation, offering custom-built portfolios to suit different investment objectives. For investors with at least $100,000, Ally provides a Personal Advice plan with a dedicated financial advisor, charging a blended annual advisory fee of no more than 0.85%.

Chase is known for its investment offerings tailored to retirees and those nearing retirement. The platform includes a range of fixed-income instruments such as bonds and annuities, in addition to stocks, ETFs, and mutual funds. Chase also provides retirement calculators, guides, and tutorials to help users plan for their future. With unlimited $0 commission online trades and access to J.P. Morgan Advisors, Chase offers a comprehensive suite of investment tools for older investors.

Merrill Edge, offered by Bank of America, is an award-winning platform known for its user-friendly interface and no-cost stock and ETF trades. The platform received top ratings for client experience in the 2025 StockBrokers.com Online Broker Review. Merrill Edge also offers in-person customer support at its branch locations, with access to Bank of America’s Global Research for market insights. While it does have minimum investment requirements for certain services, Merrill Edge stands out for its comprehensive investment offerings.

Schwab is another standout bank for digital investing, offering personalized financial plans at no cost to customers. With no account fees or minimum deposit requirements, Schwab makes financial planning accessible to all. The bank provides tailored product recommendations, access to specialists via phone, chat, video, or in-person, and financial consultants to help users reach their financial goals. While there are some limitations on fractional shares, Schwab’s focus on personalized financial planning sets it apart in the digital investing space.

In conclusion, the best banks for digital investing in 2026 offer a range of features to cater to different investor needs. From user-friendly interfaces to personalized financial plans, these platforms provide a seamless experience for growing investments alongside savings. It’s important to consider the specific offerings of each bank to find the right fit for your investment goals.