Tax Help 2026: Your Last-Minute Questions, Answered

Tax Day is quickly approaching, and if you haven’t filed your taxes yet, you’re not alone. The IRS has only received about half of the expected 164 million tax returns as of late March. Whether you’re struggling to gather your documents, facing challenges scheduling an appointment with your accountant, or simply procrastinating, you’re likely to have questions about your taxes. Money has been extensively covering the 2026 tax season, providing detailed information to help you navigate the process.

Here are answers to some common last-minute tax questions:

### When are taxes due?
Federal income taxes for calendar-year filers are due to the IRS by April 15. It’s important to note that this deadline is for federal taxes, and state tax deadlines may vary.

### Can I still mail my tax return?
Yes, you can still mail your tax return. The IRS considers a tax return to be filed “on time” if the envelope is addressed correctly, has the proper postage, and is postmarked by April 15. The USPS recently updated its postmark policy, so it’s advisable to visit a post office and request a Postage Validation Imprint or use Certified Mail or Registered Mail for proof of mailing.

### Can I file my taxes for free?
Yes, most taxpayers qualify for IRS Free File, which offers free guided tax preparation for those with an adjusted gross income of $89,000 or less. If you exceed this limit, you can use Free File Fillable Forms or file for free through various tax preparation companies like Cash App Taxes, H&R Block, or TurboTax.

### How long do tax refunds take?
The IRS has been issuing refunds in less than 21 days for the majority of taxpayers this tax season. Direct deposit is the preferred method for receiving refunds.

### Can I track my tax refund?
You can track your tax refund using the IRS’ “Where’s My Refund” tool, available online, through the IRS mobile app, or by calling the automated hotline. You’ll need specific information from your tax return to access this tool.

### How can I file for an extension on my taxes?
If you need more time to file your taxes, you can request an automatic extension until October 15. You can do this by paying what you estimate you owe online, using IRS Free File to submit Form 4868, or sending Form 4868 via email, mail, or through a tax professional.

### How do I deduct my tips and overtime pay on my taxes?
The new tax laws introduced deductions for tip income and overtime pay. These deductions require filling out Schedule 1-A and attaching it to your 1040. Eligible employees can deduct up to certain amounts based on their income level and filing status.

### Is the SALT cap still $10,000?
The SALT deduction cap has increased to $40,000 for single filers for the tax year 2025, with gradual increases each year until 2029. The deduction starts phasing out at certain income levels but won’t go below $10,000.

### What is the extra tax break for people over 65 in 2026?
Seniors aged 65 and above can claim an additional $6,000 deduction on their tax returns. This deduction is available to both itemizers and non-itemizers up to certain income thresholds.

### How do I claim my $1,000 Trump Account for my baby?
Trump Accounts are tax-deferred savings and investing accounts for children under 18. Parents can enroll their children by filling out IRS Form 4547 during their 2025 tax filing. Contributions to Trump Accounts will begin on July 4, and the government will make a one-time $1,000 contribution for eligible children born between 2025 and 2028.

### What happens if I don’t file taxes?
If you fail to file your taxes, you may miss out on your tax refund if you are owed money. If you owe taxes and don’t file, penalties and interest may apply. It’s essential to file your taxes by the deadline to avoid any potential issues with the IRS.

### How do I get help from the IRS?
If you need assistance with your taxes, you can visit the IRS website or call their helpline for individual filers at 800-829-1040 during their operating hours.

For more detailed information on tax-related topics, you can explore additional articles on Money, such as “Why Millions of Taxpayers Could Get Bigger Refunds in 2026,” “Federal Income Tax Brackets for This Year,” and “Details for Retirees, Students, and Gig Workers Who Don’t Have to File Taxes.”